“It was awesome,” said a Co-oper who was attending for the first time. “The speakers not only knew what they were talking about, but they were very open to questions and engaged with the audience, which is different from many other conferences I have attended. I was blown away by the amount of knowledge and experience many of the speakers have in Cooperatives. I learned a lot.”
Nathan Henderson was elected to the MAHC Board of Directors. In addition to his new position, Nathan also serves as Secretary for Colonial Village Cooperative in Riverview, Michigan. Nathan said he had no plans to run for the MAHC Board, but then he met with Rich Berendson and Blaine Honeycutt at last year’s MAHC conference in Las Vegas. They said MAHC would love to have him on the board. He thought, why not? Nathan sees his election to MAHC’s board as a win for his cooperative. “The more that I can learn, the more that will help me here [at Colonial Village].”
This year Karen Harvey had a lot to celebrate at MAHC’s conference in Seattle. First, she received the Dr. Herman E. Curtis Co-Oper of the Year Award in recognition of all the work she has done for cooperatives for more than 25 years. Second, she was elected to the MAHC Board of Directors, a position which allows her to work on cooperative issues close to her heart.
In 2019 we gave out awards to some of the many deserving people who work above and beyond the call of duty to lead Cooperatives now and in the Future. We wanted to share them with you.
Quorum and majority are two terms in the cooperative world that seem to get confused far too often. So why does this keep happening? In some cases the bylaws may not be as clearly drafted as is necessary, but in most cases it is because there is a fundamental misunderstanding of the difference between quorum and the number of votes necessary to actually pass an action.
On a lovely spring day, as you drive down a woodland road, you come across a gem. Branford Townhouses, located in Taylor, Michigan, is surrounded by all this lush greenery. You hardly know that you’re in the city as you look around the property.
Excitement is in the Air! Despite all of the snow and cold, this is a very exciting time of the year for those of us at the MAHC office. Why? You might ask. The answer is simple, we are in high gear preparing for the 2019 MAHC Conference in Seattle Washington April 30th – May 1st, 2019. This looks to be one of the best conferences ever!
Sadly, it’s not often in one’s lifetime that you feel you’re in the presence of a very special person, and that is exactly how I felt about Thomas Hutch. I knew Tom for over 25 years and my company has had the privilege of managing his cooperative, Manchester Knolls Cooperative, for the past 16 years. He was a very special person. He was special in a way that completely transcended all that we think of as normal. He passed away January 17, 2019 after giving ALS (Lou Gehrig’s disease) the fight of a lifetime. He battled ALS to the bitter end, courageously taking experimental drugs from Emory University in hopes of helping find a cure for this dreaded disease for the next generation. His undeniable tenacity fighting ALS for the past two years reminded me of the opening refrain of a poem by Dylan Thomas, a Welsh poet, who wrote:
50 Years of anything is nothing short of a monumental occasion – birthdays, anniversaries are all one thing, but this is 50 years of a community that has created friendships, memories and bonds that have lasted a lifetime is a milestone. The summer of 2018 was the year for Townhouse Green Cooperative to celebrate and celebrate
The original Certified Cooperative Director, Certified Cooperative Manager and Certified Cooperative Maintenance Manager classes were developed in 2009, copywritten and developed by the Midwest Association of Housing Cooperatives. Over the years, yearly corrections have been made but the material was still pertinent
and used for training and recertification of the designation for over 350 students involved in Cooperative Housing.
The fundamental organizational structure of Cooperative living is founded on the tenets of selfcommunal
governance. As the membership depends on its elected Board Members to effectively oversee the conduct and affairs of the Cooperative as fiduciaries, and to act in the best interest of all, it is becoming more common to hear about a Board Member going “rogue.”
We are approaching our Annual Meeting and are concerned about keeping the meeting within the allotted time. Prior meetings have taken a lot of time to go through the agenda and it is difficult to maintain the attention and attendance of the membership. Sometimes members become agitated and hostile when discussing topics sensitive to them. What can we do to make sure meetings do not exceed time allotments and run more smoothly?
Many people research and find their homes and jobs over the Internet. Most people are coming to expect that any professionally run business will have a web site. With a well-designed site your small business becomes a real player both on and off the net. Websites are an essential component to doing business in today’s world. What is basic business information?
So, let gets into it: why is training important? Members annually elect their Board of Directors to oversee and protect their investment. This is a major entrustment of membership resources and faith. You have to remember: training is an investment in your multi-million dollar corporation, and you have a fiduciary duty to protect that investment. Keeping up with recent trends gives you the advantage to learn things that prevent problems which could eventually increase exposure to lawsuits and other problems. Training is a form of insurance to prevent problems before they happen, rather than after.
Legacy, LLC holds an annual contest called “LEGACY LLC SHINES CONTEST.” Each property can self nominate either a staff member or the team that “Shines.” This year’s winner was Colonial Townhouses Cooperative, and they take property events to unprecedented levels to encourage interaction and a sense of community. Here is a glimpse of what they do to entertain their membership.
Asleep on my sofa on an early summer night a few years back, I was suddenly awakened by the sound of cascading water hitting the floor between the area that separated my dining room from the kitchen. I couldn’t believe it! A mini Niagara Falls taking place right there before my very own eyes in my apartment? Looking upward, I noticed water gushing from a dime size hole in the ceiling.
I recently read a great book titled “The Truth About Getting the Best from People”by Martha Finney.
Most of the book refers to employees and employment but makes so much sense on many levels. I particularly liked the following chapter which I have rewritten in my own words to keep from just rewriting the chapter.
What exactly does it mean to lose a motion to lay on the table?
Fountain Court Consumer Housing Cooperative is enjoying its 50th anniversary.
With its newmotto—“50 years strong”—FountainCourt has catapulted itself into this
millennium. Jerome Rayford, Fountain Court’s current president, sat down and gave
us an interviewabout the cooperative’s bright future. All of the latest renovations and
work themembers have put into the cooperative have placed FountainCourt in better
shape than ever.
On behalf of the Board of Directors of the Midwest Association of Housing Cooperatives (MAHC), I
want to thank you for attending the MAHC’s 53nd Annual Conference. This was truly a Celebration of
Knowledge and Experience!
In 2018 we gave out awards to some of the many deserving people who works above and beyond the call of duty to lead Cooperatives now and in the Future. We wanted to share them with you.
Whether your Board just completed a new RFP process formanagement or your existingmanagement agreement
is expired, negotiation and re-negotiation of management agreement terms including key points for your
Cooperative’s particularmanagement plan are necessary courses of action to ensure continued operating success
into the future. Your management agreement and management plan provide a comprehensive and detailed
descriptionof theManagementAgent’sduties, responsibilities andpolicies tobe followedby theManagementAgent
in themanagement of your Cooperative. TheManagement Plan itself ismore of a comprehensive description of the
contractual duties and responsibilities outlined in the Management Agreement. In some instances, your
management agreement may be a single document which contains all terms including a proposed management
plan; it is not, however, uncommon for theManagement Plan to also be a separate document incorporated into the
management agreement by reference as an addendum or contract exhibit. In either event, it is vital that both
documents are presented to your Cooperative Attorney for review and legal guidance.
Following the closing of the Civil War, the Civil Right Act of 1866 was enacted with hopes of affirming that all citizens are protected equally by the law regardless of their race or color. Unfortunately, the law would go largely unenforced for over 100 years.
Originally,my goalwas towrite an article on the steps of howto plan for major building plumbing project by using front loading strategies. However,due to recent current events happening across this country, I decided to delay the writing of that article for a future publication. Rather my focal point here will be on how Cooperative housing can
play a role in mitigating some of tension resulting from political divisiveness occurring in many communities.
CharterOaks Cooperative decided to give back lastmonth during the holidays to the people
that sacrifice the most. Marlene Fletcher, Linda Springer and Ken DeBoer served on a
committee to bring care packages to the troops overseas. At the close of the cooperative’s
annual meeting last September they announced their intention for this incredible project.
Member’s were asked if they had family or friend’s serving over in the Middle East but no one
was directly connected. And just like that the plans were in motion
When a cooperative elects to initiate eviction proceedings against amember
whose conduct has violated the governing documents – for whatever the
reason may be, not every case in a court of law is guaranteed win.
Sometimes key witnesses’ testimony will change, sometimes witnesses will
refuse to testify (even after issued a subpoena), or unfavorable factsmay be
unearthed during discovery. Even if the cooperative has dotted every “i”
dotted and crossed every “t,” sometimes judges and juries will side with the
resident member in an eviction case despite what the law and facts may
show. This is why most civil lawsuits settle.
Another year has ended, 2017 is in the history books. However, our
efforts to continually improve and growas an organization never stop.
Recently, the MAHC Board members updated our strategic planning
with a focus on how Cooperative housing needs efficiency goals to
achieve effective operation along with a need to have a “trained and
fully engaged” board members to do so.
Dear Co-op counselor,
We are running into an issue with board meetings and
speakersmisusing time.We have business to attend to and
things are not getting done. How can I help keep these
meetings on track and follow the correct procedure?
What makes a community?
Since the late nineteenth century, the use of the term “community” has remained, to some
extent, associated with the hope and the wish of reviving oncemore the closer, warmer,more
harmonious types of bonds between people. “Community” is so easy to say. The word itself
connects us with each other. It describes an experience so common that we never really take
time to explain it. But, the meaning of community is complex. And, unfortunately, insufficient
understanding of what a community is and its role in the lives of people in diverse societies
has led to the downfall of many well-intended “community” efforts.
Before any subject is open to debate it is
necessary, first, that a motion be made by a
member who has obtained the floor; second,
that it be seconded (with certain exceptions);
and third, that it be stated by the chair, that is, by
the presiding officer. The fact that amotion has
beenmade and seconded does not put it before
the assembly, as the chair alone can do that.He
must either rule it out of order, or state the
question on it so that the assembly may know
what is before it for consideration and action,
that is, what is the immediately pending
question. If several questions are pending, as a
resolution and an amendment and a motion to
postpone, the last one stated by the chair is the
immediately pending question.
We are pleased to introduce to you our new Office Manager, Annette Dukes. Dukes,
I have been reading a book called “Verbal Judo” and realize how this is practiced or the lack of it is practiced at every board meeting we all attend. So, I thought some of these Principals were so on point that they would be appreciated by our members.
The election of Board Members, who will end up running the Cooperative on behalf of its Members, is an essential part of what makes housing cooperatives a unique and successful form of home and community ownership. But for many Cooperatives, the ordeal of organizing and executing nominations and elections can be incredibly tiresome and even stressful due to their long-term importance.
We just discovered that our site manager was embezzling money. What should we do?
What exactly is quorum?
Democracy In Action
MAHC honors the Leader of the cooperative
By Shirley A. Berger President, North Park Cooperative
Michigan’s Medical Marijuana Act (MMMA) was amended by the passage of three new bills in December 2016
Can the Board remove a fellow Officer or Director?
MAHC at Work Training Co-Op Leaders for the Future
what kinds of animals are permissible, and, if I can even have a pet at my Cooperative
Spring is also a time to think about expanding our minds though our Cooperative Education.
Violence Against Women Act & Cooperatives
How should a chair handle debate in a meeting?
Latisha Billy knows the value of hard work and sees opportunity in any challenge she faces. Her strong work ethic and excellent customer service skills have helped her progress through her current company, Kirkpatrick Management Company (KMC).
Known as the Cooperative Masterpiece with the Million Dollar View, Noble Square Cooperative doesn’t sit on their past accomplishments, they are ever moving forward. Under the leadership of the Board of Directors and President Christine Johnson, enhancing the member experience at the Cooperative is a primary focus at all times.
MAHC will come to you for training! When new board members, long term board members (who feel like they need an update), and employees need or want training: think of MAHC as your source.
Great classes are offered, ranging from four hour subject specific lessons to our popular certification classes.
Dear Coop counselor
I’m looking for some funding sources to initiate or establish some programs at my co-operative. I know I may need to apply for a grant, but I don’t even know where to start. Please advise.
Last summer my family visited the Atlantic Ocean in North Carolina. When we arrived on the beach however, we noticed that red flags were flying. The red flags warned us that there were rip tides and that swimming was out of the question. We had to wait a few days to get in the water, but it was safe when the red flags came down.
Has your Cooperative ever received a charge of employment discrimination? Such charges are often filed by Cooperative employees after termination. The terminated employee contacts the Equal Employment Opportunity Commission (EEOC) or a State civil rights commission and files a charge. Charges often allege the employer discriminated against an employee because of race, color, gender, religion, age, etc. In the past dozen years, the number of claims against employers alleging discrimination based on disability has also risen dramatically.
I understand that HUD has issued a new rule on criminal convictions in screening applicants for membership; does this mean that we can no longer ask about criminal histories? Please advise.
MAHC continues to dedicate itself to ongoing education for the Board of Directors and its members. The MAHC Board of Directors and staff have responded to overwhelming requests for new, improved, and extensive training for Board of Directors and their staff.
A little history about that Robert guy…As Henry Robert first conceived his book, he wanted it to be brief and simple enough to serve as a guide in the hands of every meeting-goer. He thought it might run to about 50 pages. By the time the first edition was published, he found he needed 176. Following its publication, letters asking questions about parliamentary situations not clearly answered in the book began to pour in — by the hundreds through the years.
Another year is entering its last quarter, 2015 is almost in the history books. However, our efforts to continually improve and grow as an organization never stop.
Midwest Association of Housing Cooperatives plays a central role to elevate the cooperative housing model not only at the local and state level, but also at the national stage in collaboration with other players in the housing field.
Recently, the MAHC Board members spent 2 full days over 2 weekends to update our strategic planning with a focus on how Cooperative housing needs efficiency goals to achieve effective operation along with a need to have a “trained and fully engaged” board members to do so.
Would your D & O policy cover a claim against the board members for purchasing inadequate insurance coverage which exposed the cooperative? In our years of experience as insurance consultants we have seen many D & O policies specifically exclude coverage for decisions relating to insurance. This could mean disaster for you as a board member.
Kansas City has many reasons to celebrate recently (Go Royals), but another big party here in the Heartland was Loma Vista West’s 50th Anniversary Celebration. And the best way to feed a hungry crowd is by serving World Championship Barbeque. Members came to together to mingle, munch down and commemorate on Loma Vista’s past 50 years of being a community.
I have a question about professional hierarchy and specifically who answers to whom? Does the cooperative attorney represent the Management company or the cooperative
As a board member, I was told by my management company NOT to take matters to the Cooperative Attorney. I am not sure who I can talk to? Please advise.
What happens when the family of a recently deceased member shows up at the Cooperative office expecting immediate access to the unit and presents you a Power of Attorney as their authority?
During the recent MAHC Annual Conference, it was surprising to hear attendees share stories of the poor experiences they encounter with their Management Agent. Having been in the property management business for over 37 years, I have developed a set of “Best Practices” that serve useful as a tool to professionally deliver and fulfill our fiduciary responsibilities to our clients. The concepts that follow are merely suggestions and qualities you should look for when selecting a professional property management company.
we hear this from clients all the time, and the answer is that it is not enough!
I We are a Senior Living Community, a Cooperative, and a 55+ community or so we say in various advertisings. We have been told that we
have a Fair Housing 55+ exemption which I am told means we are able I to discriminate based upon age for prospective members. When the I question came up about a person wanting to buy in to the cooperative who was 55 but had a 52 year old spouse, one person said we could not I stop them and another person said we could lose our 55+ exemption if
I we allowed the 52 year old in. Without the 55+ exemption we would they both light or wrong?
A frequent and major source of claims against business owners is that of employees of independent contractors who become injured while working at the business owner’s building. This could involve employees of painting,
carpentry, sprinkler, roofing contractors, or other trades people working at the business premises during construction or renovation activities. It could also include employees of independent contractors who are involved in repairing machines, as well as mechanical and electrical contractors performing repair or maintenance or janitorial work. Other exposures to property owners from the use of such independent contractors involve property dam-age caused by the contractor, defective work of the contractor, or liens re- suiting from the contractor’s failure to pay subcontractors or material suppliers. Marsh and McLennan attorneys have represented clients in such cases and the purpose of this Special Report is to outline some risk management techniques that can be used to limit your exposures to such risks.
Is it possible to withdraw a resignation after it has been submitted.
In 2008, the Michigan legislature enacted the Michigan Medical Marihuana Act (MMMA), which legalized the use of medical marijuana in the State of Michigan.¹ Specifically, Michigan residents who obtain a valid medical marijuana identification card are permitted to possess up to 2.5 ounces of marijuana and/or 12 live marijuana plants.² Numerous other states have enacted similar measures regarding medical marijuana, and some states have gone so far as to legalize marijuana for general recreational use.
The MAHC Messenger caught up with a few attendees from this years conference to find out what their opinions were on some interesting topics. We spoke with MAHC Member, , Fred Gibbs who is a Managing Agent with FK Gibbs Company in Kansas City, MO, and Ted Dowl of Town Square Cooperative in Detroit, and Linda Asim from Retreat Cooperative in Indianapolis, IN. The interviews are as follows:
Our Cooperative board has compatibility issues, our meetings are not productive because of the conflict and difficulties we have getting along with each other. I feel that racial tension and personal prejudice may be an underlying factor. How can we address this issue and eliminate this toxic atmosphere so that we can have productive board meetings.
Signed: Board With Drama
The 2015 MAHC Annual Educational Conference provided yet another successful, innovative and informative program, filled with opportunities to build your professional network. Each year this event allows you to learn, reflect and engage with colleagues from around the country. Topics covered included fair housing, ethics, legal structure of cooperatives, policy making, decision making, financial integrity, and battling renter mentality in today’s cooperatives. “It was awesome,” said a Co-oper who was attending for the first time. “The speakers not only knew what they were talking about, but they were very open to questions and engaged with the audience, which is different from many other conferences I have attended. I was blown away by the amount of knowledge and experience many of the speakers have in Cooperatives. I learned a lot.”
The method of vote on any motion depends on the situation and the by-laws of policy of your organization. There are five methods used to vote by most organizations, they are:
Does your Cooperative Board of Directors have a Code of Ethics? Has every
Board Member signed it?
Maybe with a new year, it should be a topic on your agenda to just review it
again at a Board meeting so everyone starts out with a clear perspective.
An Interview with Joanne Day
We were able to catch up with MAHC’s newest staff
member recently and decided that you might
want to know a little more about her;
How does a cooperative find members that are interested
in serving on the board? And once elected
long should a member serve on the board?
Signed: Wondering about Term Limits
Social media is becoming more popular than ever, this presents the question of
whether or not your housing cooperative should utilize this forum. Consider that Americans
spend an average of 37 minutes daily on social media, a higher time-spend than
any other major Internet activity, including email.¹ Last year nearly 2 billion people
worldwide were actively engaged in the use of social media, and it is expected to double
in 2017. By January 2014, Facebook alone had 1.23 billion monthly users active on
their website, 600 billion of them logged into their account from their mobile device. ²
Twitters user’s numbered 255 million monthly users in 2013 with over 500 million tweets
being sent daily.
Isn’t it necessary to summarize matters discussed at a
meeting in the minutes of that meeting in order for
the minutes to be complete?
The Messenger staff had the honor and privilege of interviewing one of MAHC’s newest board members recently. We learned some very interesting things. Dwayne’s answers were pretty impressive and above all we found him to be very sincere. He comes from Bloomfield Townhouses Cooperative, in Bloomfield, Michigan Here is the interview;
Many people research and find their homes and jobs over the Internet. Most people are coming to expect that any professionally run business will have a web site. With a well-designed site your small business becomes a real player both on and off the net. Websites are an essential component to doing business in today’s world. What is basic business information? Think of a Yellow Pages ad. What are your hours? What do you do? How can someone contact you? What methods of payment do you take? Where are you located at? Now think of a Yellow Pages ad where you have instant communication. If you could keep your customer informed of every reason why they should do business with you, don’t you think you could do more business? (You can on the WWW MAHC is offering a new service to our members to help them get started on web.)
We have a member that is constantly complaining to HUD. The latest complaint is about an excessively noisy upstairs neighbor that no one else seems to hear? HUD is telling us that we have to address this member’s concerns. What should we do?
I’m sure there are many co-op board members, who from time to time look at the cost of attending a MAHC or other organizational conference and think “Wow! it sure does cost a lot to go to a conference.” Then we start thinking of ways to cut corners. Over the years, either as a cooperator, an educator or as a student, I’ve seen and heard many horror stories from cooperative board members. Some of the statements I’ve actually heard are:
Can ex-officio members vote, and are they counted in determining whether a quorum is present?
On behalf of the Board of Directors of the Midwest Association of Housing Cooperatives (MAHC), I want to Thank you for attending the MAHC’s 52nd Annual Conference. This was truly a Celebration of Knowledge and Experience!
They say it’s not what you say, but rather what you do that truly counts. While Christine Johnson – Nieves is not likely to ever be found tooting her own horn her life has been dedicated to service.
As a board member, I am not sure how I should respond to a member who recently approached me to complain about a problem she is having with her neighbor. It seems that her neighbor is creating a disturbance due to excessive noise and loud music that is being played regularly. How do I respond to this? What should my involvement be?
When healthy dialog turns into personal insults, innuendo, gossip and disruptive arguments, board meetings can get off message and contentious. Left unabated, the board fractures, no one is satisfied and the community suffers. How can a board deal with a disagreeable board member? Each situation is unique, so specific approaches will differ. However, there are a few helpful tactics boards can use.
Is it true that the president can vote only to break a tie?
We had the opportunity to interview MAHC Board Treasurer, Blaine Honeycutt recently and were very privileged to gain his perspective on life as a Board Member at his Co-op as well as his insight on what MAHC membership means to him.
We have a board member that is divorced with two small children living in her unit. She has been a member for nearly four years. Recently our board members have heard rumors that a man is living with her, but he is not listed on her latest re-certification. What can we do in this situation?
The federal government recently amplified its pledge to reduce discriminatory practices that limit opportunities for minority groups. The U.S. Department of Housing and Urban Development issued a new rule on March 5, 2012 that prohibits discrimination based on sexual orientation in HUD assisted programs
A handful of SAHC members decided to take action to protect their members’ investments over fifteen years ago. They created Share Credit Corp as a non-profit lending institution dedicated to the single purpose of providing share based financing.
Is it true that, once a quorum has been established, it continues to exist no matter how many members leave during the course of the meeting?
It’s not often that you meet people that leave a lasting, profound effect on your life. It is certain that we all are impacted by people that are driven with a purpose to make a change. People that have a desire and willingness to serve for all the right reasons have a lasting effect on each of us. Bill Magee was in fact one of those people. Mr. Magee, or “Bill” as he liked to be called lived a life that modeled his heart of servitude. His service, which spanned a lifetime and included service to our country as well as service to his community, both on a state and local level are impressive; but it is without a doubt his service within our Cooperative community that has left the largest impact and is for certain his greatest legacy.
Our cooperative just learned that one of our best employees has a criminal record. The employee failed to disclose this in the application process. Because the criminal charge was “a long time ago” and no longer relevant. This person is an excellent worker and we hate to lose them as an employee. What can we do?
The Midwest Association of Housing Cooperatives has made it one of its priorities to offer quality education to its members, its associates, its partners, and anyone interested in Cooperative Living and Managing in today’s market.
One of the big problems we run into with Housing Cooperatives is that this form of home ownership is such a big mystery. Consequently, financial institutions miss a large business opportunity to provide loans to people interested in buying Cooperative units, or those already living in Cooperatives that want to finance improvements or draw some of their equity out.
Actions Speak Louder Than Words…
Unfortunately in today’s fiscal climate we have to live with public safety budget cuts and staff reductions. Programs such as Community Policing, D.A.R.E. and G.R.E.A.T. are the first to go in addressing road patrol staffing and community response. In speaking with current and former law enforcement officers, they all express the same sentiment, “police response times suffer.” Attempting to do more with less is a nightmare for the head of the agency and he or she hears about it at council or township board meetings.
MAHC has been serving cooperative housing for 50 years – that is 5 decades and still going strong. MAHC has held training conferences since its inception – knowing that education is the key for the future of cooperatives. In 1975, they extended training conferences outside of Detroit as a result of Cooperatives joining throughout the Midwest. The conferences are held to educate Board and Committee Members on what it takes to operate as a cooperative. This includes legal updates and the operational challenges we all face – from budgeting to maintenance programs. This training also extends to management companies that work with Cooperatives on a daily basis. MAHC’s mission is to help and support all Cooperatives – and all of us who volunteer to serve.
Dear Counselor; If a cooperative gets sued can individual board members be liable?
Discussions about civil rights laws are almost commonplace now, and anti-discrimination concepts are familiar even to those who don’t completely understand how the laws work. For example, due to an increase in education and the prevalence of media coverage of high-profile lawsuits, most people realize that it is illegal to discriminate against someone in the workplace because of:
No Peeps No Meets!
Over the years MAHC has contributed to the cooperative movement in so many
ways. First MAHC is the leading organization, run by its own cooperative members.
MAHC encourages cooperatives large and small to join forces to improve and preserve the cooperative
lifestyle for all. MAHC’s focus on education has been instrumental in cementing the future of our way of life,
bringing young cooperators into the fold is a primary focus. While education may not have physical properties,
the lack of it is readily apparent. An uneducated board has no idea of their responsibilities to themselves or their
membership. We teach individuals to live with imagination to see their likenesses and understand their differences
by building dreams with foundations. In summary, the answer to the question is; MAHC has consistently
and continually contributed knowledge, wisdom, hope, time, travel, and yes money to create leaders for tomorrow.
I n early 1964, the Foundation for the Cooperative Housing (FCH) became heavily involved in the functionalities of the Michigan Association of Housing Cooperatives. Subsequently, securing and maintaining membership
was made easier by FHC’s decision to build Association dues directly into the initial budget of the new cooperatives.
Dear Counselor; Can you help me with a issue our cooperative is having with confidentially? How do you hold a
board member accountable when you know that they are discussing cooperative business with others whom should not be subject to privileged information?
Harriette Woodards joined MAHC as a board member from Fountain Court Consumers Cooperative back in 1976 before the organization had had a chance to grow. We tracked her down for an interview which was a very difficult task since she is one very busy lady. Here is what we learned:
Second that Motion!
Sometimes we wonder whether the classes we present to the MAHC Membership at our Annual Conferences provide information that the attendees are able to take back to their cooperative and actually use to make a difference.
On September 13, the Obama Administration released the “OMB Report Pursuant to the Sequestration Transparency Act of 2012 (P. L. 112–155).” The report provides detailed estimates of the Budget Control Act’s required sequestration (i.e. mandatory across-the-board spending cuts) to defense and non-defense funding. NAHMA was very concerned to learn that federal affordable housing programs could be cut by 8.2 percent across-the-board (if they are funded at FY 2012 levels) in 2013 due to sequestration
Many of you have attended the Annual MAHC Conferences in exciting locations such as Jacksonville, Las Vegas, and San Diego. However, you may not have realized that this elaborate and complex conference is the brainchild of MAHC Secretary, Rich Berendson. Working diligently behind the scenes, Mr. Berendson is constantly organizing and ensuring that things go off without a hitch. Rich has been involved in housing cooperatives for over a decade, and it shows.
It is inevitable. The ravages of time, and the natural elements, take their toll on buildings and their related common areas. Sooner or later the buildings and surrounding improvements must be repaired or replaced. Boards of Directors are prone to leave what appears to be a complex process to their management company, a retained construction manager, a general contractor and/or an architect, only to be disappointed when costly surprises pop up during or after the performance of the work.
After 43 years of operation, the Noble Square Cooperative group decided it was time to upgrade the heating system. High efficiency was a must-have in choosing the best system for the building in order to save on the rising costs of heating, while providing the comforts of heating and hot water to tenants
The federal government recently amplified its pledge to reduce discriminatory practices that limit opportunities for minority groups. The U.S. Department of Housing and Urban Development issued a new rule on March 5, 2012 that prohibits discrimination based on sexual orientation in HUD assisted programs.
With summer upon us and warm temperatures abounding, one of the main concerns of housing cooperatives is how to maintain attractive and affordable lawns. It’s time to weed, fertilize, remove moss, and reseed to create “curb appeal”.
Harold Rider, Co-President of Realty & Mortgage Company, is no stranger to the Midwest. Mr. Rider grew up in the Chicago suburbs, and then headed east to attend Colby College, where he graduated in 1988. From there he moved to Wilmington, Delaware where he worked for JMB properties, which was the largest real estate company in the world at that time. Mr. Rider went through JMB’s training program and worked in their office group for a few years before he moved back to Chicago and started working at Realty Mortgage Company.
I would be remiss as President of MAHC if I did not take the time to thank all the wonderful people that donated money to the educational fund to make it possible so that we can educate fellow cooperatives.
If your housing cooperative employs the help from any volunteers, you may be liable for
their actions. In California a volunteer was supervising an after school group on a non-profit’s
property. One boy was getting a little rough during a game, and was admonished several times by
the volunteer. The boy did not listen to the volunteer and made a dangerous gesture toward the
volunteer, who lightly tapped the boy upside the head and told him to “knock it off and settle down.”
The world of cooperative housing was a hit at the Indiana Black Expo, and the MAHC booth was a success. The concept was well received by attendants who had no knowledge regarding housing cooperatives. We had the opportunity to network with Senator Carson, other politicians, judges, attorneys, insurance companies, seniors, social workers, health workers, and visitors from Alabama, Ohio, Mississippi, Texas, and Illinois.
Our member cooperatives should start to plan for the likely event that those cuts become a reality. What HUD will do and how HUD will handle the cuts is not known at the moment. If the cooperative has a project based Section 8 contract, there is a possibility that individual members’ participation to rent (carrying charges) will rise from 30% to 35%. This possibility and the possible short funding, which we experienced a few years ago, would require Boards with a HUD subsidized or a HUD insured cooperative, to make difficult decisions. It is important for these Boards to begin to plan NOW.
HUD has issued page changes to the Section 8 Renewal Policy Guide Book. HUD explained that the renewal guide changes
The House and Senate leaders announced that they reached a deal on a continuing resolution (CR). The CR would fund all government programs at FY 2012 levels for the first half of FY 2013, unless otherwise specified. The fiscal year begins on October 1. The CR would last through the end of March 2013.
If you are thinking about using pictures of your cooperative residents in a photography contest or any sort of fundraiser, think twice. While it is unlikely that a court would allow a suit alleging misappropriation of a resident’s name and likeness in order to promote products or services, or make money from the commercial use of their identity, your cooperative could be subject to a lawsuit. Michigan is the only Sixth Circuit State without a “right of publicity” statute, and the only one that does not provide post-mortem right of publicity protection. In most states, you can be sued for using someone else’s name, likeness or other personal attributes without permission for an exploitive purpose. As a general rule, you should never use someone’s name or photograph in advertising or promotion of your website or blog without permission.
Jane Doe was 19 years old when she was charged with prescription fraud. The court allowed her to enter into a diversion program and was able to avoid having a criminal record that would follow her for the rest of her life. She went on to have a productive career as a nursing assistant until she was fired after seven years of employment at a nursing home. The Department of Community Health informed her that she was barred for life from working in long-term care because of the drug offense in her youth.
A leader has quietly risen among the ranks to become President of the Ralph Bunche Cooperative in Detroit. Kevin Kanoyton, a native to Detroit, became the interim president this last March, and was officially elected as the cooperative’s President on March 22. Mr. Kanoyton grew up in Detroit and cites his grandfather as his biggest role model. His grandfather taught him the value of good work ethic, the spirit of entrepreneurship, and how to be a good provider and role model for his family. Mr. Kanoyton graduated from Cass Tech High School in Detroit, and graduated from Madonna University in Livonia.
Most housing cooperatives have a tenant selection policy, which helps ensure that tenants are selected for occupancy in accordance with either HUD requirements or state, federal and local laws. If your housing cooperative is regulated by HUD, then there are specific guidelines you must follow in order to continue to receive government assistance. If your housing cooperative is not regulated by HUD, then you can use these ideas to create your own policies in accordance with applicable state, federal and local laws as well as the cooperative’s established management policies.
Although Nikita Frederick is one of MAHC’s newer board members, she has been in the housing cooperative community for years. Ms. Frederick was first introduced to housing cooperatives while living at Birch Run Cooperative in Romulus, and joined their board in 1989. She went on to serve for more than 17 years, and became a staple in their housing community. Ms. Fredericks remembers, “I ran for the board just to see what was going on, but once I joined I saw how important it was to be a knowledgeable board member.” She went on to serve as a Secretary as well as the President of the cooperative.
Huntington Management, overseeing 25 properties with 3,500 units in Southeastern Michigan, adheres to a clear and concise mission statement to keep consistently on point. The company’s mission is to preserve, maintain and enhance value. So what does Huntington Management value in Cooperative living? “The biggest benefit of living in a Cooperative is not only cost containment, but the advantage of having an environment of neighbor awareness or a ‘village’ so to speak, where everyone looks out for everyone’s best interest. Co-ops have a mutual awareness which is not always present in a rental community”, says Executive Director, Cindy J. Jones, who has managed 48 properties in her many years of experience.
WASHINGTON, DC — (Marketwire) — 05/03/12 — One hundred fifty cooperative leaders from all sectors of the economy and corners of the nation will meet with top policymakers at the White House on May 4 to discuss how their organizations spur economic recovery through job creation and ongoing investments in their local communities.
With the rise of technology and the increased computer use in the legal profession, E-Discovery for lawyers has become increasingly important. Whether you are advising your client on e-discovery issues before a dispute arises, or you are requesting or producing electronically stored information in the course of litigation, there are important updates that you should know to help you stay on top of your e-discovery obligations.
It was the cutest little kitten Mrs. Smith had ever seen. She scooped it up and took it home, back to her Coop unit. What Mrs. Smith didn’t know is that her Coop had a no pet policy. Mrs. Smith didn’t bother to read it and no one said anything about her new little kitten. Pretty soon, Mrs. Smith’s kitten grew up to be a cat and Mrs. Smith would let it outside on occasion. It also had a nasty habit of clawing the curtains and checking out the garbage. Mrs. Smith worked a lot and was not aware of where her cat was at all times. Pretty soon, neighbors began to complain. Eventually, the fact that Mrs. Smith had a cat made its way to the Board of Directors. The Board of Directors read on the internet that they could ban all pets in the Coop, and decided to enforce their policy. They gave Mrs. Smith two weeks to dispose of her cat or else she would be evicted from the premises.
Chicago, Illinois, April 8 – To supplement the excellent article by Randall Pentiuk in the April 2011 MAHC Messenger on the above subject, it should also be borne in mind that the backup protection, in the event that the advice provided by Attorney Pentiuk does not work, bearing in mind, no systems are full proof, there bonding or crime insurance coverage
The Congressional “Super Committee” was tasked with coming up with $1.5 trillion in debt savings over a ten year period. Their failure to do so, has forced agencies, such as the Department of Housing and Urban Development (HUD) to implement mandatory budget cuts to its fiscal year (FY) 2012 budget. Overall funding for the department will be down $1.1 billion from the net levels in FY 2011. Expect to see additional across the board cuts of 7% in 2013 and 8% in 2014.
Dave “Rudy” Rudicil is a lifetime resident of the Downriver community, which is located on the south side of Detroit. As the second youngest of eight, he learned not to take life so seriously. Rudy says that his greatest influence in his life was his mother, who said, “Smile and the world will smile with you; cry and you will cry alone.”
IT’S NOT WHAT YOU KNOW, IT’S WHO YOU KNOW” We have all heard this cliché phrase in our lifetimes, particularly when looking for a job or a business opportunity. The question is; why is this one of those “trite but true” sayings that permeates our culture
Cooperatively strengthening communities by focusing on future needs and current benefits”, is how President of Marcus Management, Ralph Marcus, describes his mission. Ralph, a Board of Governor of the RCM program (Registered Cooperative Manager), is part of a long-standing tradition with Cooperative housing. His mother was one of the first MAHC Board Members, and his son is joining the Marcus Management team.
Long believed to be almost extinct, these pesky little night-biters have returned with a vengeance and are headed for a mattress near you. Bedbug infestations in recent years have increased dramatically in all 50 states, according to the National Pest Management Association. Last summer, Terminix pest-control service ranked Chicago as the fifth-most bedbug-infested city in the country.
Every day in America, we are used to making purchases and paying sales tax on paper products, prepared foods, vehicles, and now digital downloads. However, we have never paid sales taxes on the sale of our homes. It was the one investment that remained untouched by the sales tax, instead it was taxed on a yearly basis according to market value. That is all about to change.
It was a quiet, peaceful community, until one resident of a housing cooperative insisted on keeping a pet. Many housing coops do not allow pets in their units. The member was advised she could not keep her dog, even though the member had a note from her doctor diagnosing the pet as a companion animal for psychological reasons.
WASHINGTON D.C., Dec. 15 – Congressman Chaka Fattah (D-PA), Congressional leader for the national cooperative movement, especially urban co-ops, today introduced the National Cooperative Development Act.
“It’s high time for Cooperatives — a great idea that has emerged from and gained success in our urban neighborhoods as well as rural communities – to move onto the national radar,” said Fattah, whose Philadelphia district includes numerous thriving co-ops. “This legislation brings federal resources and a policy priority to the effort.
Michigan Alliance of Cooperatives – November, 2011
With approval of the board of directors; Lucille Morgan Williams, Clementine Stitt-Wood, Barbara Williams, Pearly Williams and Janice Tillman (none of the Williams are related), the “Summer Intern” program at the Chicago Cooperative, Hermitage Manor, was implemented.
EVERY AREA OF LIFE HAS CUSTOMERS, and the real estate management industry is no exception. Your tenants/residents, vendors and owners depend on you for solving problems, saving money and getting things done
Linville Management Services, Inc., is a full-service professional management firm with more than 30 years of experience in cooperative housing. “We work for the governing body of a cooperative — the board of directors — and are responsible for the upkeep and maintenance of the property, the job performance of on-site staff, occupancy and marketability of the cooperative and the handling of all accounting, real estate and legal matters associated with the administration, operation and maintenance of the cooperative”, says Melva Linville, founder. Melva found out what a housing cooperative was in 1969 when her family moved into North Brighton Townhouses. Moving into North Brighton gave her and her family a home, a community and a future. It also gave Melva a job as the on-site manager. “What a wonderful job it was to help families find decent, safe housing at an affordable price”, she says. Her passion for housing cooperatives did not take long to develop. In 1989, she formed Linville Management Services and was managing one cooperative in Independence, MO, and two in Kansas City, MO by the end of the year.
The year 2012 has been recognized as the International Year of Cooperatives (IYC) by the United Nations. This is an acknowledgement by the international community that cooperatives drive the economy, respond to social change, are resilient to the global economic crisis and are serious, successful businesses creating jobs in all sectors.
The refinancing of a cooperative is a expensive and time consuming process. One of the cost associated with refinancing involves the purchase of land survey which is known as an ALTA survey. Lenders commonly require such a survey. ALTA stands for American Land Title Association and an ALTA survey is a very detailed map which is drawn to specific specifications. Boundary line locations and a description of all the main and ancillary buildings are included. All easements are detailed and such easements include access rights for water, gas, phone, cable and any other utilities which service the property and sometimes adjacent properties. Parking Lots, roads, driveways, sidewalks, fences, patios, pool and any other structures which exist on the premises are also shown.
People, pets and parking are the common issues faced by every Board. Getting a handle on these problems and developing strategies to deal with them will alleviate a lot of headaches among the Board.
As co-op managers and boards begin to think about preparing their budgets, they are faced with a series of new concerns. Co-ops that count on HUD funding for significant parts of their operations have to plan on probable reductions in HUD funding.
“My board and myself work hard to keep our property safe and clean so that our children can have a great place to live”, declares MAHC’s new Board Member, Karen Mitchell. Karen, mother of six children, and Nanny to 17 grandchildren, is indeed no stranger to hard work. Born and raised in Gary, Indiana, she started out working in a steel mill. When her position was phased out in 1998, she moved into the Grandville Cooperative in Indianapolis and a community activist was born. She ran for the board in 2003, and has been serving ever since. Today Karen is the chair to the senior services committee and has been the president at her Cooperative since 2005.
As president of a coop, I truly understand how hard and time consuming it can be to take care of your coop. We all struggle with getting members to volunteer for committees, and take responsibility for contributing to the success of their coop. The best way for a coop to be successful is to get as many members involved as possible. The best way to accomplish that goal is through committees. MAHC has two classes to help you
If you change furnace filters, make sure this gets done before the cold weather hits. Also use this time to inspect and clean the furnace. Make sure flue pipes are in good condition and connected properly, check the heat exchanger for cracks.
On Saturday October 15, 2011, MAHC hosted an educational seminar in downtown Kansas City, Missouri at the Hotel Phillips. Eighty-four participants registered to attend this event which represented twelve cooperatives from the states of Kansas and Missouri.
These suggestions are for new Board members and serve as a refresher for seasoned Board members, to prepare you for serving most effectively. Incumbent Board members should pay attention to them in order to be helpful to new Directors
Since 2002, Tailor Made Property Services has been in business by telling property owners, “you tell us what you need, and we’ll go from there”. Now managing 16 properties, the Tailor Made name continues to be based on a promise to constantly adapt to each property’s custom needs. The property services group has implemented what they call the “out of the box” philosophy which is designed to encourage all clients who own property to look beyond the day to day errands regarding people, pets and parking, and think about future goals. Tailor Made wants to be a part of their client’s vision for the future and aspires to always keep the big picture goal in mind.
The Midwest Association of Housing Cooperatives recently completed another successful annual conference in Jacksonville, Florida. Over 200 Board members and Managers from over 50 Cooperatives made the trip. MAHC’s commitment to education continued with the Key Note Speaker, Alex Miller of the Southeast Region and over 25 classes offered to members during a four day period. Classes included cutting edge topics like bed bugs, recent developments in Fair Housing Law, refinancing, effective meetings and recent developments in Coop law.
Mr. James Pierson has served on the Fountain Court Board for many years and has been President since 1992. MAHC’s newly elected Board Member says it was attending the MAHC conferences that drew him into his current level of involvement. “Through annual conferences and continued support, MAHC prepares all its Board Members to work their Cooperatives through top notch service. The knowledge is presented very simply and if you attend and participate I guarantee 200% you are going to walk away with a better understanding of what coops are all about,” says James, who hopes to begin teaching at next year’s event.
Will Caldwell, President of Blackstone Cooperative and Board Member for 20 years, was selling BlueCross health insurance over 20 years ago when he was first introduced to MAHC. Incidentally, Will met the mother and father of Ralph Marcus, Blackstone Cooperative’s Manager. After talking with the couple regarding different ways to cut costs in healthcare, they developed a relationship and recommended him for his first board position. Will immediately began researching financial operations of a Cooperative in a quest to be an educated, well-rounded addition to his Board.
At the MAHC annual educational conference in Jacksonville, Florida, a session was given on bedbugs. Just the subject we all want to deal with, right? But one that is a reality that many Cooperatives as well as rental properties, nursing homes, group homes, hotel, motels, and other multi-unit properties are dealing with all over the world.
CHAPTER ELEVEN: RESERVING THE CORPORATION This section looks ahead to the future viability of the Cooperative and the measures that today’s Board can take to ensure that your corporation enjoys a bright and long future
“Life changes, goes up and down, you never know until it comes around. We try to smile, through good and bad, depend on friends to keep away sad. The journey is long, the road is rough, faith and hope will be enough. Don’t waste a day in anger or regret keep joy in your heart your needs will be met.”
Boasting over 30 years of experience and currently overseeing more than 10,000 apartments across 4 states, “Unified by numbers” indeed fits for this company’s slogan. Unified Management Services is on a mission to consistently exceed the property management expectations of the property owners and residents who they work for. But how? President, Kathy Sinicropi, says it’s “the depth of our relationship with our clients that really sets us apart. Everything we do is focused on the people we serve. Many companies have strong professional relationships; we have strong personal and professional relationships”. The company’s management philosophy is described as “servant leadership!” meaning a philosophy and commitment to hire the very best. “We aim to lead, train and support these employees at the very highest level. By doing this we insure that the members and Board Members at our communities are provided the best service in the industry,” says Kathy.
Carolyn Jackson has been with MAHC for a strong 10 years. She was retired from a Health and Safety position with General Motors, when she began helping out by answering the phones in the main office. Carolyn, when asked how she got involved in this position said, “They needed someone to do it, so I did it”. Soon enough, she had taken on every clerical duty you could think of in addition to handling the organizational duties of the annual conference while simultaneously sitting on her Board of Directors in Romulus, MI. Not quite the relaxing life style most people envision for retirement
As a housing cooperative, often many individuals forget that it is also a corporation subject to various legal fiduciary and accounting principles. Over time, human nature begins to take precedence over these principles creating too many opportunities for the less scrupulous to take advantage of the corporate accounts. The results of failures to properly govern and watch over those we entrust with the corporate accounts are devastating. Simple key undertakings however, will tighten the ship and make it less enticing for someone to take financial advantage over your cooperative. This article is not intended to be an exhaustive list of financial safeguards, rather, it is a guide to help you first, prevent misappropriation of funds and second, identify items that out of the ordinary.
Earlier this year, the Office of the Assistant Secretary for Housing proposed a new rule to revise existing regulations limiting FHA insurance to existing rental projects.
Cynthia Phillips moved into a Cooperative over 38 years ago and immediately started getting involved. She initially wanted to over turn the existing local board, but after petitioning for change, she decided, “If you can’t beat them, join them”, and was elected in 1980.
Jennifer Rhodes may be relatively new to her position on the MAHC Board in Indianapolis, but is a seasoned pro at co-op living. Jennifer moved into her first co-op in 1979 completely unaware that she would later refer fondly to cooperative living as “America’s best kept secret”. Her desire to constantly educate herself, drove the new tenant to attend a couple of Board meetings where she linked up with like-minded ladies and made her first contribution to associated living. The small group of women formed the Membership Committee, which, among other things, took the application screening process into local hands. Today, Jennifer says the most important thing she does is simply take the information that she gains from the MAHC conferences back home and not only share it, but implement it. It’s Jennifer’s rule that each member who attends a conference has to come back and give a presentation on what they gained. She remembers the San Diego conference as one of her favorites, as they launched multiple new classes.
Spring is upon us and with that comes the spring thaw and plenty of April showers. This translates to a most frustrating period of time for many cooperatives, especially those buildings which are built with basements. Members are often strongly encouraged to maintain adequate insurance coverage for their unit interiors and the contents, however, some individuals continue to ignore the advice of the cooperative, assuming such a risk is the cooperative’s problem. This, however, is an incorrect and risky assumption.
Recent guidelines published by HUD make it clear that individuals evicted from housing as a result of domestic violence may have a basis to file a discrimination complaint under the Fair Housing Act. The Violence Against Women Act establishes protections to victims of abuse and who are subsequently evicted or denied housing. As a result of its application in relation to the Fair Housing Act, HUD would be able to take complaints filed by victims of domestic violence and determine whether adverse housing action violates Fair Housing dictates based on gender or another federally-protected basis.
HUD has charged the owner and manager of a New York apartment complex with violation of the Fair Housing Act. According to the charge, repeated denial for a reasonable accommodation in the form of an assigned accessible parking space constitutes a failure to provide equal access to housing for persons with disabilities. The resident initially requesting the accommodation, suffers from a neurological disease that makes it impossible to walk long distances and maintain balance.
How many times have you wished the people you work for, or with, knew what it was like to perform your job? If you work for Lisa Gamble, President of Keli Management, this wish would come true. Lisa began her climb through the ranks in 1986 as a receptionist for a commercial real estate company. She rose steadily taking on roles including secretary, administrative assistant, bookkeeper, controller, human resources coordinator, office manager, property manager and finally, corporate vice president, before opening Keli Management with her husband, Kenny Gamble, in November 2010.
Built in 1967, Townhouse Plaza Cooperative is located in Clinton Township. Like most Cooperatives some of the benefits included in the Association Fees include gas, water, grass cutting, snow removal and full maintenance. They don’t stop there however. As a Cooperative member or Board Member reading this – imagine what it might be like for your Cooperative if you had no Mortgage. Impossible in this economy?! Not at all.
On Friday, November 5, 2010 Ms. Frankie Morton, Board President of Mayfield Green Cooperative in Indianapolis, IN was presented with the 1st annual Cooperator Community Service Award from the Indiana Cooperative Development Center (ICDC).
The program is volunteer based and there are 3 very important players. Ms. Lauretta Christy, Mr. Terrance Bryant and “Tom.” Ms. Christy has been running the program for years, keeping it up and running despite numerous setbacks. If anyone needs a lesson in perseverance they could look at The Yappo Learning Center.
In early 1964, the Foundation for Cooperative Housing (FCH) became heavily involved in the functionalities of the Michigan Association of Housing Cooperatives. Subsequently, securing and maintaining membership was made easier by FHC’s decision to build Association dues directly into the initial budget of new cooperatives.
On September 15, 2010, the U.S. Department of Housing and Urban Development issued a policy statement regarding implementation of optional smoke-free housing. The policy statement urges owners and management agents participating in specific Multi-family Housing rental assistance programs to implement smoke-free housing in some or all of the properties they own or manage.
I am aware that some of us look at the many educational conferences we attend during the year as a vacation or a chance to go to an interesting city and see things to which we have not yet been exposed. I would never say that you should not take in a lot of what different places have to offer, but always keep your proper perspective. In the forefront of your mind should be the many reasons why your cooperative sent you there in the first place. Remember you are spending not just your cooperative’s money; it’s your money and your neighbors’ money that sends you to these educational events. It’s not some distant corporation with no face and no name. It’s your Coop and the people who elected and placed their trust in you by financing your trip; you owe them something. Collect all the knowledge you can while in attendance and bring it back, in the Cooperative spirit, to your fellow members.
Midwest Association of Housing Cooperative’s Annual Conference was held at the Bally’s in Las Vegas, Nevada. With more than 300 attendees, 64 Cooperatives were represented, and 10 management companies all convened in Las Vegas May 23-27, 2010.
On July 10th, 2010 the Midwest Association of Housing Cooperatives held its Retreat Board Meeting in Romulus, Michigan. All board members were able to make this meeting except two. The discussions were lively and productive.
This article is designed for Board members who are ultimately responsible for the success or failure of a board meeting but is principally addressed to presidents in preparing for board meetings, and to entire board’s whose assistance is required in assisting the President in carrying out the ideas to be discussed.
Cooperatives have good times and bad times the same as any other organization, but the founding cooperative principles by which cooperatives govern themselves provide them with the power to stay the course.
In this turbulent economic environment we have seen giants of industry fall, entire blocks of homes foreclosed upon, unemployment skyrocket. But Cooperatives’ have for the most part been able to weather the storm. What is the key to our survival in this challenging time? Cooperatives by their very nature are frugal and tend to live within their means. The dangers of spending what you don’t have and basing your decisions on pure speculation could not have been made clearer than in the last 18 months of American history.
I became aware of cooperative living in 1996 when I moved to Ash Street Cooperatives, in Illinois, with my children and grandchildren. Throughout the years I became more knowledgeable about the advantages offered through cooperative living. I found that the cooperatives offered affordable housing, maintenance—free conditions, as well as providing a strong sense of community relationships. Above all, I learned that as a member, I was also an owner.
Whether you believe in global warming or not, the government is giving away benefits upon benefits to energy saving technologies. We all know that natural energy like wind, water, and solar are what our energy sources of the future will be. The newest incentives from the government are from the American Recovery and Reinvestment Act of 2009, along with the Energy Policy Act of 2005 and the Emergency Economic Stabilization Act of 2008. These acts can save you green!
If you are like every other community, you receive complaints from Members spanning from noise to odor. Understanding that people are unique and expect to be treated that way, a lot of communities struggle with how to handle arguments and disagreements between neighbors. Rules are a good place to start.
The U.S. Department of Housing and Urban Development (HUD) receives more than 10,000 complaints a year about discrimination. You would think that in the year 2010 we would not have to think about discrimination as an issue. Unfortunately, the world still is not perfect, so we must keep making a conscious effort to change
Cooperatives ban fur
bearing animals for many reasons including health, safety and
welfare of the members. On the surface, pets are cute, fuzzy and adorable. They cuddle with you and alert you to trouble. They provide the conversations a lot of us crave because they cannot talk back. For all that cute fuzziness however, some pet owners just do not get it when it comes to pet care in a housing community making it necessary to limit types of pets and or all out banning pets.
We all know of a certain Detroit Mayor that was involved in a texting scandal. He never thought that the text messages he sent would ever get him caught, or a certain football player that tweeted about his coach and then ended up sitting for the majority of the season, just to be traded to another team. Celebrities are constantly on twitter updating their status to the world, which has only gotten easier with today’s free technology at everyone’s fingertips.
According to the Bankruptcy Code, if the woodchuck is a member of a housing cooperative, he is not going to get to discharge all of his carrying charges, and if there is a possession judgment against him, the automatic stay may not protect him either.
The first line of MAHC’s mission statement is “To support and champion the cause of quality housing through education “. This is the part that I personally take seriously, which is the heart of MAHC. Members have been requesting more education, and thanks to Marlene Dau, Melanie Phillips and Dino DeMare, three new classes have been developed for cooperative living. Certified Cooperative Director, Manager and Maintenance.
Coops—Ultimate goal is not to make a profit; it’s to provide benefits
I did not rest well at all the night
before April 25, 2009. My phone rang early
in the morning; the person on the line was
saying to me that it was time to get ready
for my trip to the airport. I was glad and sad
all at the same time that morning. Halfway
to the airport I realized that I had left my
ticket and passport at home. The driver had
to turn around and take me back home to
retrieve the documents before I could truly
say that I was on my way.
Perhaps you recall that radio commercial which ask “Do you know where your children are tonight?” Well now something else has come along that takes that question to the next level for cooperative housing and management agents. The question now being asked is: “Do you know where your email and electronic data are today?” If you don’t, you could be in for a rough legal time when litigation comes knocking on your door. What brought about this concern for e‐data anyway and why ought you be concerned?
As federal housing policy continues its journey into the twilight zone, and the housing needs of low ‐ moderate‐, and
now middle‐income households become more acute, programs that supported low‐equity cooperatives, the most successful federal housing programs in the nation’s history, continue to lie dormant
My name is Brenda McElhaney and I have received the privilege to serve on the MAHC Board. I would like to take this opportunity to introduce myself to the members of MAHC.
Spring is when we usually begin to shed our winter pounds. Everywhere I turn, I find people dieting, getting ready to look their best for the summer. And just as it’s important to make smart choices about the food you eat, it’s important to choose what kind of people you surround yourself with, and let yourself be influenced by
The Midwest Association of Housing Cooperatives Board of Directors and staff have responded to overwhelming requests for new, improved, and extensive training for Directors and their staff The Midwest Association of Housing Cooperatives is leased to announce that new classes they have been working on at the request of their members and comprehensive courses which offer certifications are w ready.
“Company’s coming!” In the small-town, pre-Internet, pre-videogame world that I grew up in, those words were almost always good news. It usually meant that friends or relatives were on their way, and that our family would enjoy visits with people of importance to us. Or sometimes, the company would be more official in nature, such as a local priest or minister, or someone calling from a community business. But nonetheless, it was always very nice to welcome someone to our home-except for one thing.
My name is Tracey Goetsch and I have had the privilege of being recently elected t o the MAHC
Board or Directors. I would like to introduce myself to the membership of MAHC.
This famous line form the movie Jerry McGuire should serve as a mantra for our onsite managers throughout the Cooperative system. The greeting a person receives when entering our office, whether a member of the
cooperative or a potential member, should make them feel immediately welcomed and comfortable talking with our managers
Cooperative Housing Boards are often faced with many questions regarding compliance with
Section 504 of the Rehabilitation Act of 1973. This Article is the second in a series that helps Managers and
Boards be better aware of the law and what it requires of them in terms of a Cooperatives duty to make
program changes in order to comply with the law and accommodate members with disabilities. For
specific legal advice, however, you should always consult your legal advisor.
Accidents happen; it’s a fact of life. Every day, residents inadvertently expose property owners and other residents in the community to a variety of risks. Some are life threatening—such as kitchen fires—and others are simple mistakes, such as accidentally overflowing a bathtub.
Every cooperative, regardless of its size, should have an emergency disaster plan which
addresses that property’s needs. It is the road map by which the membership responds to the crisis,
both during and after the specific event. The Board of Directors responsibility is two-fold. First, to protect the lives of the occupants, and secondly, to protect the investment of the membership.
Cooperative Housing Boards are often faced with difficult questions regarding compliance with
Section 504 of the Rehabilitation Act of 1973. There appears to be confusion about the law’s application
to different types of Cooperatives depending on whether or not they accept Section 8 funds, are built prior
to 1973 or have their mortgages insured by HUD. This Article helps Managers and Boards be better aware
of the law and what it requires of them in terms of a Cooperative’s duty to make physical alterations to
their structures and units in order to comply with the law and accommodate members with disabilities. For
specific legal advice, however, you should always consult your legal advisor.
As we all know, Cooperatives are formed for many uses; agricultural, retail, grocery, and of course some of the most beautiful properties in the world. They come in all shapes and sizes; high rise buildings, senior communities, town home communities, and much more.
The following list was generated by the National Fire Protection Association. It provides insight as to why, each year,
hundreds of people die inside their homes trying to put out fires instead of getting out
Where do we go from here? As a community, we must remember the guidelines of a “higher and better way—the way of shared prosperity” as we seek to improve the lives of all Americans. I believe that a combination of sound, political and business leadership is key to that achievement.
Every organization regardless of how large or how small they are is measured by its success..“Success is a peace of mind which is a direct result of self-satisfaction in knowing you made the effort to become the best that you are capable of becoming.”
More than 262 participants from nine states convened in San Diego, California May 13—May 17 for the Annual Conference. We offered two extra events for 2007: the City Tour and a Casino trip. The City Tour was an early bird special for members that arrived early for the conference. We filled five buses with 218 people for the Casino trip on Monday.
Scams are everywhere. However, identity theft and its evil twin, phishing, have become major problems. Strictly, identity theft occurs when someone literally steals your identity. They set up bank accounts, take out credit cards, and borrow money in your name. But related scams include someone using your credit card number illegally, or stealing your PIN and looting your bank account.
A cross connection is an arrangement of piping which could allow undesirable water, sewage, or chemical solutions to enter your drinking (potable) water system as a result of a backflow. Cross connections with potable piping systems as a result of backflow have resulted in numerous causes of illnesses and even death.
Cooperative Boards, in discharging their duties, usually award contracts to low bids. They also try to cut corners in entering into contracts with bidders. Obviously, the motivation is to keep costs down for the benefit of their members. That is what they perceive as their job, and they are correct—in part. But the rest of the story needs to be told. Sometimes the low bidder is not an established, reputable businessperson. Sometimes, the low bid means cutting corners. Sometimes, it spells disaster for the Cooperative.
Once again, this year’s Annual Meeting held at the Jacksonville Hyatt Regency Hotel on. Sunday, May 19, 2006 was a great success with a turnout exceeding 200 attendees, We also had a “filled-to-capacity” turnout of vendors in our exhibit areas, which fortunately not only bring benefit to the Association but benefit to Association attendees as well. A testimonial to our growth and popularity over the years.
I have lived my entire life along the philosophy that if you say something it should be more than just mere words, it should translate into meaningful actions, as the old saying goes, “action speaks louder than words”.
Living in cooperative housing is the best of both worlds, according to Blaine Honeycutt, president of the board of directors at Georgetown Place Cooperatives. It many cases, it is less costly than buying a house or a condominium, and it provides for a level of homeownership that apartments do not, he said.
Hello, let me introduce myself, I’m Hope Turner. I was recently elected in May to the MAHC Board at the Annual Conference in Jacksonville, Florida. I am the President of the Concord Consumer Cooperative in Trenton, Michigan where my children and I reside
A large number of Cooperative Boards are presently exploring the option of refinancing their existing mortgage. Whether motivated by a desire to get rid of HUD, to take advantage of relatively low interest rates, a soft market for construction, a need to improve the property, or any combination of these considerations, the Board must do a lot of homework. We have listed some vital questions that should be answered by the prospective lenders before a selection is made
It’s a board meeting day. You’re expected to participate in discussions or give an update about a new initiative or some committee work.
Congratulations! You’ve volunteered and have now been elected to your housing cooperative’s Board of Directors. Your civic duties will be rewarding but could be a source of unforeseen liability. Disgruntled shareholders in your cooperative may not be appreciative of your efforts and decisions while on the board or acting as an individual officer. Most likely, your housing cooperative has a Directors and Officers Liability policy in force. Directors and Officers Liability coverage may also be referred to as:
Central to the success of any cooperative is a board of directors that represents all the members. The board is also responsible for the co-op’s long-term future. This makes it vital that directors be free from conflicts—personal, financial or other.
As volunteer leaders we are an integral part of the game plan of our Association, helping it to grow and providing an objective sounding board for the implementation of the association’s agenda to move ahead. In realizing the extent of leverage, it is incumbent on us to use our consensus building skills to help the association reach its goals and objectives. Indeed, the grown of an association is directly
What is phishing (fish’ ing)? Phishing is a type of fraud designed to steal your identity, it is the act of sending an e-mail to a user falsely claiming to be an established legitimate business in an attempt to scam the user into surrendering private information that will be used for identity theft. In phishing scams, scam artists try to get you to disclose valuable personal information by convincing you to provide it under false pretenses. For example; an e-mail directs the user to a visit a web site where they are asked to update personal information, such as passwords and credit card, social security, and bank account numbers, which the legitimate organization already has.
Everybody I have talked to about the upcoming annual MAHC Conference being held this year in Jacksonville, Florida has expressed a great deal of enthusiasm and excitement about being in one of Florida’s most beautiful cities, especially since the weather promises to be perfect for the occasion and may I add, just in time for those of us who are suffering from a large dose of “cabin fever” at this particular time, due to the harsh weather we have all suffered through this winter. I know that I am looking forward to being there and hope that I will be seeing you there, as well.